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Debt Management
10 Best Life Insurance Companies for July 2025
10 Best Life Insurance Companies for July 2025 View All 10 Best Life Insurance Companies for July 2025 Our Top Picks Nationwide Banner by Legal & General Protective Life…
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Could Your BNPL Debt Impact Your Credit Report? Here’s What You Need to Know
BNPL loans aren't figured into your credit score. Yet. Buy Now, Pay Later (BNPL) loans are starting to appear on credit reports, but they do not affect your credit…
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You Can Dramatically Lower Your Credit Card Bills With This Trick — Do This Before Your Next Due…
Credit card balances can accumulate interest at extremely high rates, compared to other forms of debt. This makes it crucial to manage your credit cards wisely if you’d like…
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Can You Inherit Debt From Your Parents?
When a parent passes away, the last thing on your mind might be their debt. However, in most cases, you don't have to worry about inheriting their debt. When a person dies,…
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Closed-End Line of Credit
A closed-end line of credit combines the features of a closed-end loan and a line of credit. Closed-end lines of credit are often used for home building. Here is what you…
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You’ve Got a Wallet Full of Credit Cards. Is This a Credit Score Disaster?
Having multiple cards can affect your credit score in several ways Credit cards are a great way to make purchases more convenient. Having one credit card is often…
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Average Credit Score by State
Despite scores differing heavily, no state falls below a 'good' rating Economic conditions can vary widely among states. It's difficult to get a…
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Average Credit Scores by Generation
Older consumers tend to have higher scores, but every generation's score is on the rise One thing that improves with age is creditworthiness. A study of average…
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Average Credit Scores by Race
Disparities exist among racial and ethnic groups, but all have relatively good scores on average Part of the Series Race and Income Inequality Where the Gaps Are…
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Average Credit Scores by Gender
Men and women are almost identical in many of their credit habits Part of the Series Gender and Income Inequality Gender and Income Gender and Income Inequality:…
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