Debt Management

Credit card balances can accumulate interest at extremely high rates, compared to other forms of debt. This makes it crucial to manage your credit cards wisely if you’d like…
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When a parent passes away, the last thing on your mind might be their debt. However, in most cases, you don't have to worry about inheriting their debt. When a person dies,…
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A closed-end line of credit combines the features of a closed-end loan and a line of credit. Closed-end lines of credit are often used for home building. Here is what you…
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Having multiple cards can affect your credit score in several ways Credit cards are a great way to make purchases more convenient. Having one credit card is often…
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Despite scores differing heavily, no state falls below a 'good' rating Economic conditions can vary widely among states. It's difficult to get a…
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Older consumers tend to have higher scores, but every generation's score is on the rise One thing that improves with age is creditworthiness. A study of average…
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Disparities exist among racial and ethnic groups, but all have relatively good scores on average Part of the Series Race and Income Inequality Where the Gaps Are…
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Men and women are almost identical in many of their credit habits Part of the Series Gender and Income Inequality Gender and Income Gender and Income Inequality:…
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Part of the Series Race and Income Inequality Where the Gaps Are What Is the Racial Wealth Gap? Definition, Statistics, and Impact Student Loans and the Racial…
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It's possible to regularly check on the state of your credit at no cost to you Having good credit increases the likelihood of qualifying to borrow money and…
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