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		Personal Budget Management
What Credit Score Is Needed for a Boat Loan?
				Most lenders will require a credit score of about 680 or higher                    Different lenders will have different credit score requirements. If you want to apply for a boat loan,…					
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What Is a Boat Loan?
				If you want to buy a boat, there are loans available to finance your purchase                    What Is a Boat Loan?    Boat loans are a type of personal loan for borrowers who want to…					
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Is There a Boat Loan Calculator?
				Use this tool to calculate the total cost and payments of your boat loan.                   A brand new 20-foot boat could cost $40,000 to $60,000. Boat loans are a type of personal…					
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How to Write a Personal Loan Agreement
				A step-by-step guide for lenders and borrowers                   A personal loan agreement is a legally binding contract between a lender and borrower that specifies the terms of a…					
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Need a $200k Personal Loan? Here’s How to Borrow a Lot of Money
				Securing a $200,000 personal loan is certainly possible, but it won’t be easy. The first challenge will be finding a lender willing to loan you such a large amount, as…					
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Yes, You Can Still Qualify for a Personal Loan With No Job—Here’s How
				It can be more difficult, but it's still possible. Here is what you need to know.                   When you apply for a personal loan, most lenders will check your credit history…					
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Personal Loan Options for Bad Credit: 450 Credit Score or Worse
				You may qualify for a loan with a 450 credit score or below, but be cautious of interest rates, fees, and risky terms                   Unfortunately, getting a loan from a direct…					
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What Is a Flex Loan? Benefits and Drawbacks
				Flex loans can offer quick access to cash, but there are potential risks                     What Is a Flex Loan?    Flex loans are a line of credit that borrowers can use to get access…					
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What Is a Green Loan?
				Borrowers can use green loans to fund environmentally beneficial projects                     What Is a Green Loan?    A green loan is a loan from a government or financial institution…					
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401(k) Loans vs. Personal Loans: Which Is Right for You?
				Each has pros and cons depending on your situation                     401(k) Loans vs. Personal Loans: An Overview    A 401(k) loan and a personal loan are two options if you need to…					
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