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Personal Budget Management

Banks vs. Credit Unions: Which Is Best for Taking Out a Personal Loan?

Banks may have more advertising dollars to spend on promoting personal loans, but the loans they offer are not necessarily better than those offered by credit unions. Many…
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Investing Basics

What Is Overconfidence Bias? Can It Harm Your Investment Returns?

Understanding and overcoming this cognitive bias in finance and investing What Is Overconfidence Bias? Overconfidence bias is a cognitive bias that can negatively…
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Retirement Planning

Want to Retire in the West? See Why This Colorado Town Was Top Ranked for Affordability

With a low cost of living, rich cultural history, health care access, and welcoming community, Pueblo, Colorado, may be an affordable and attractive retirement option for…
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Personal Budget Management

How to Start a Personal Loan Business

A personal loan business can be a rather profitable enterprise. Instead of selling a product or service, you’d be providing something nearly everybody wants: access to…
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Retirement Planning

Are You a Gig Worker? What You Must Do To Prepare For Retirement

While gig work offers flexibility, it has a significant downside: no employer-sponsored retirement benefits. For millions of freelancers and other independent workers, this…
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Personal Budget Management

Can a $35,000 Personal Loan Be Used for Anything?

You can use a $35,000 personal loan for many different purposes A $35,000 personal loan can be used for nearly any purpose. Common uses of personal loans include:…
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Investing Basics

Index Rebalancing: What Every Investor Should Know

If your portfolio includes an index fund, you may need to review and adjust your holdings. Definition Index rebalancing occurs when an index adjusts the weights of its…
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Retirement Planning

Want to Retire in the U.K. As an American? Here’s How

If you want to retire in the United Kingdom as an American, you may think that the transition will be easy—everything's in English, right? The U.K. does indeed offer…
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Personal Budget Management

Are There Personal Loan Lenders That Work with Chapter 13 Bankruptcy?

You can sometimes get a loan during bankruptcy, but there are challenges If you file for Chapter 13 bankruptcy, you are able to restructure your debts and then pay them…
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Investing Basics

How the Veil of Ignorance Impacts the Principle of Fairness

What Is the Veil of Ignorance? The Veil of Ignorance is a thought experiment and philosophical concept introduced by the American philosopher John Rawls in his…
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Personal Budget Management

Are Personal Loans a Smart Move in a Recession?…

If the Economy Struggles, Will People Turn to Payday…

Buy now, pay later: Convenient payment option or a debt…

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Debt Management

You Can Dramatically Lower Your Credit Card Bills With This…

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