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Investing Basics

Does Crypto Pass the Howey Test?

Certain cryptocurrencies appear to pass the Howey test, which means they qualify as an "investment contract" The Howey test derives its name from a landmark…
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Retirement Planning

These States Won’t Tax Your Social Security, 401(k), IRA, or Pension Income

After a lifetime of contributing to Social Security, building up a retirement plan, or earning a pension, you may be bracing for a big tax hit in retirement. Now you’re…
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Personal Budget Management

How Does a Credit Union Personal Loan Work?

A credit union is a type of financial institution similar to a bank that provides a range of banking services. Unlike banks, however, credit unions are owned and operated by…
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Retirement Planning

Retiring in New York: The Good, The Bad, and The Surprising Costs

New York might not be a traditional retirement destination like Florida or Arizona. But as a place to retire it has a lot going for it: lively and walkable cities, many…
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Personal Budget Management

What Happens If I Don’t Pay My Car Loan?

If you don’t pay your car loan, your car may be repossessed If you keep missing your car loan payments, your lender will eventually declare that it is in default. This…
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Investing Basics

Investing in Index Funds: What Every Investor Should Know

A Beginner's Guide to Smart Investing with Index Funds Part of the Series Guide to Index Fund Investing What Are Index Funds, and How Do They Work? Introduction…
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Retirement Planning

Is Florida Still a Great Place to Retire? Here’s What to Know

Florida has long been a magnet for retirees, and for good reason: The state offers a winning combination of natural beauty, lifestyle perks, and financial advantages for…
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Personal Budget Management

Credit Union vs. Bank for Auto Loan: What’s the Best Choice?

Comparing options for car loans If you are looking for a loan to buy a new vehicle, you have several options. You can get a car loan from many lenders, but the most…
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Saving Money

How to Save Money: Daily, Monthly, and for the Long Term

15 ways to earn thousands through some relatively painless savings moves Saving money can seem like more trouble than it's worth, given the relatively small sums…
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Retirement Planning

10 Must-Sell Items to Ensure a Smooth Transition into Retirement

Many people downsize their living situation to simplify their lives when they retire. But your home isn't the only thing you can downsize, and it isn't even the only thing…
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Retirement Planning

Retirement Planning

Retirement Drawdowns: The Secret to Keeping More Money…

Retirement Planning

What Millennials Should Do to Combat the Fear of Running…

Retirement Planning

This Major Midwestern City Is an Ideal Home for Retirees…

Retirement Planning

More Americans Are Working Beyond 65. Here’s What…

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Saving Money

Is Lifestyle Inflation Creeping Up on You? Here Are 8 Ways…

Retired? Here’s 5 Reasons You Still Need an Emergency…

Want to Balance Daily Spending With Future Financial Goals?…

Is Your Emergency Fund Enough? Calculate the Ideal Amount…

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Personal Budget Management

Are Personal Loans a Smart Move in a Recession?…

If the Economy Struggles, Will People Turn to Payday…

Buy now, pay later: Convenient payment option or a debt…

SoFi Personal Loans Review

Debt Management

You Can Dramatically Lower Your Credit Card Bills With This…

Can You Inherit Debt From Your Parents?

Closed-End Line of Credit

You’ve Got a Wallet Full of Credit Cards. Is This a…

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