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Retirement Planning

This Quaint North Carolina Town Was Ranked a Top Retirement Destination: Find Out Why

Looking for a new home for your retirement years? You might be surprised to learn that the small town of Tryon, North Carolina, was recently named one of the top retirement…
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Personal Budget Management

What Is a CD-Secured Loan?

If you have a certificate of deposit, you may be able to use it as collateral for a loan What Is a CD-Secured Loan? A CD-secured loan is a loan that uses a…
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Retirement Planning

5 Facts About Pooled Employer Plans That Could Change Your Retirement Outlook

Pooled employer plans (PEPs) are the latest addition to American workers' retirement savings options menu. They were created by the SECURE Act in 2019 and enhanced by SECURE…
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Personal Budget Management

Secured vs. Unsecured Loans: What’s the Difference?

Secured loans are backed by collateral, while unsecured loans aren’t. This presents different levels of risk for the lender, which results in different eligibility criteria…
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Saving Money

Is ‘Financial Mindfulness’ the Key to Unlocking Your Financial Goals?

Imagine always making financial decisions that are actually in your best interests, instead of justifying any impulse. Imagine accepting your financial situation—the good…
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Investing Basics

How to Open an IRA

Learn how to open an IRA and start a retirement fund for your future financial well-being How to Open an IRA Whether you are just starting out or midway into your career,…
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Retirement Planning

Why Saving for Retirement Is Harder for Women Than You Might Think

Statistics about people falling short of saving enough for retirement are commonplace. Many people struggle to put away a suitable amount to live on once they stop working.…
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Personal Budget Management

Banks vs. Credit Unions: Which Is Best for Taking Out a Personal Loan?

Banks may have more advertising dollars to spend on promoting personal loans, but the loans they offer are not necessarily better than those offered by credit unions. Many…
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Investing Basics

What Is Overconfidence Bias? Can It Harm Your Investment Returns?

Understanding and overcoming this cognitive bias in finance and investing What Is Overconfidence Bias? Overconfidence bias is a cognitive bias that can negatively…
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Retirement Planning

Want to Retire in the West? See Why This Colorado Town Was Top Ranked for Affordability

With a low cost of living, rich cultural history, health care access, and welcoming community, Pueblo, Colorado, may be an affordable and attractive retirement option for…
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Personal Budget Management

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