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Investing Basics

Semiconductors and Advancements Investors Should Watch Out for

Part of the Series A Primer on Investing in Transformative Technology Guide to Investing in Transformative Technology Artificial Intelligence and 5G How to Use…
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Retirement Planning

Maximize Retirement Savings With These Strategies Even While Living Paycheck to Paycheck

Living paycheck to paycheck is tough, but there are ways you can save for your future by bolstering your retirement savings. Here are three tips. Key Takeaways Take…
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Personal Budget Management

Where to Get a Personal Loan Other Than a Bank

Credit unions and online lenders are your best alternatives You can apply for a personal loan from a variety of lenders. While banks remain the most popular provider of…
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Retirement Planning

California’s Retirement Costs Are Higher Than You Think—Here’s What To Know

Retiring in California might bring images of sun-drenched beaches, majestic mountains and a vibrant lifestyle. The third-largest state offers diverse landscapes and weather,…
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Personal Budget Management

What Is the Max Amount for Personal Loans?

Most personal loans are for $1,000 to $50,000, although some lenders will consider loans of up to $100,000 in some cases. Many personal loans are for a lot less. The average…
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Investing Basics

Does Crypto Pass the Howey Test?

Certain cryptocurrencies appear to pass the Howey test, which means they qualify as an "investment contract" The Howey test derives its name from a landmark…
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Retirement Planning

These States Won’t Tax Your Social Security, 401(k), IRA, or Pension Income

After a lifetime of contributing to Social Security, building up a retirement plan, or earning a pension, you may be bracing for a big tax hit in retirement. Now you’re…
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Personal Budget Management

How Does a Credit Union Personal Loan Work?

A credit union is a type of financial institution similar to a bank that provides a range of banking services. Unlike banks, however, credit unions are owned and operated by…
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Retirement Planning

Retiring in New York: The Good, The Bad, and The Surprising Costs

New York might not be a traditional retirement destination like Florida or Arizona. But as a place to retire it has a lot going for it: lively and walkable cities, many…
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Personal Budget Management

What Happens If I Don’t Pay My Car Loan?

If you don’t pay your car loan, your car may be repossessed If you keep missing your car loan payments, your lender will eventually declare that it is in default. This…
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Retirement Planning

Retirement Planning

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The Retirement Metric That Matters More Than Your 401(k)…

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Saving Money

Can ChatGPT Help You Travel Cheaper? Here’s What to Know

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Personal Budget Management

Fed Rate Cuts May Be On The Horizon-But Don’t Expect…

How Your Credit Score Can Make or Break Debt Consolidation…

Stuck in Payday Loan Debt? Here’s How to Escape for Good

Are Personal Loans a Smart Move in a Recession?…

Debt Management

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