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Retirement Planning

10 Western U.S. Cities Offering Unexpected Savings for Retirees

The Western U.S. is becoming an increasingly attractive destination for retirees due to its affordable cost of living, tax-friendly policies, and year-round mild weather.…
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Personal Budget Management

How to Write a Personal Loan Agreement

A step-by-step guide for lenders and borrowers A personal loan agreement is a legally binding contract between a lender and borrower that specifies the terms of a…
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Investing Basics

How to Start Investing in Your 20s: Building a Strong Financial Foundation

Thanks to the power of compounding gains, money invested in your 20s can achieve much more significant growth over the remainder of a lifetime than investments started…
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Saving Money

How to Fill Out a Money Order Step-by-Step

Money orders are a simple, secure way to send payments, especially if you don’t have a checking account. They are widely accepted, as they’re guaranteed by the issuer,…
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Debt Management

You’ve Got a Wallet Full of Credit Cards. Is This a Credit Score Disaster?

Having multiple cards can affect your credit score in several ways Credit cards are a great way to make purchases more convenient. Having one credit card is often…
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Retirement Planning

The Southeast’s Hidden Retirement Gems: Discover the 10 Most Livable Cities

It’s not just spring breakers flocking to Florida. The Southeast has been a popular retirement destination for many years due to its warm climate and low cost of living.…
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Personal Budget Management

Need a $200k Personal Loan? Here’s How to Borrow a Lot of Money

Securing a $200,000 personal loan is certainly possible, but it won’t be easy. The first challenge will be finding a lender willing to loan you such a large amount, as…
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Investing Basics

The Lesson From a Buffett Protégé: How a $70,000 IRA Grew to $269 Million

In a remarkable tale of investment success spanning three decades, Ted Weschler—now one of Warren Buffett's top lieutenants at Berkshire Hathaway—transformed a modest…
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Retirement Planning

Why Retiring in One of These 10 Midwest Cities Might Be Your Best Financial Decision Yet

The Midwest offers a pretty neat retirement package when it comes to stretching your dollars. In many Midwestern cities, you can snag a three-bedroom house for what…
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Saving Money

Financial Advisors’ Advice for Millennials

Unsteady first working years, higher than average student loan balances, and the disappearance of defined benefit plans (or pensions) mean many millennials have been…
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Personal Budget Management

Fed Rate Cuts May Be On The Horizon-But Don’t Expect…

How Your Credit Score Can Make or Break Debt Consolidation…

Stuck in Payday Loan Debt? Here’s How to Escape for Good

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