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Retirement Planning

Yes, You Can Retire on a Cruise Ship. Here’s What It Costs

Cruising around the world on a cruise ship in retirement may seem like a fantasy, but it might not be as far-fetched as you think. If it's appealing to you, the best…
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Retirement Planning

The Unexpected Expenses of Leisure Activities in Retirement You Need to Know

Retirement is a dream for many people. It frees up your time so you can do things you may have put off during your working life, such as traveling or buying a vacation…
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Retirement Planning

A Simple Way To Check Your Retirement Readiness

Retirement planning can feel like trying to hit a moving target. How much is "enough"? Should you be worried? Below, we'll give you a simple method—a…
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Debt Management

Average Credit Scores by Gender

Men and women are almost identical in many of their credit habits Part of the Series Gender and Income Inequality Gender and Income Gender and Income Inequality:…
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Debt Management

Bankruptcy Rates by Race

Part of the Series Race and Income Inequality Where the Gaps Are What Is the Racial Wealth Gap? Definition, Statistics, and Impact Student Loans and the Racial…
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Debt Management

How to Get and Use an Annual Credit Report (Now Weekly)

It's possible to regularly check on the state of your credit at no cost to you Having good credit increases the likelihood of qualifying to borrow money and…
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Debt Management

Do You Need Credit To Rent an Apartment?

While you do not necessarily need a high credit score (or a credit score at all) to rent an apartment, building your credit early in life can strengthen your rental…
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Personal Budget Management

What Is a Green Loan?

Borrowers can use green loans to fund environmentally beneficial projects What Is a Green Loan? A green loan is a loan from a government or financial institution…
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Personal Budget Management

401(k) Loans vs. Personal Loans: Which Is Right for You?

Each has pros and cons depending on your situation 401(k) Loans vs. Personal Loans: An Overview A 401(k) loan and a personal loan are two options if you need to…
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Personal Budget Management

Can You Get a Personal Loan With a 600 Credit Score?

You may qualify for a personal loan with a lower credit score, but expect to pay higher rates Getting a loan with a low credit score can be more difficult, but there…
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