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Personal Budget Management

Personal Loan Options for Bad Credit: 450 Credit Score or Worse

You may qualify for a loan with a 450 credit score or below, but be cautious of interest rates, fees, and risky terms Unfortunately, getting a loan from a direct…
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Saving Money

Is Tipping Culture Out of Control? When It’s OK to Skip the Tip

We are all familiar with the following situation: you just ordered a coffee, and after tapping your credit card, the pay kiosk swivels around to show the suggested tip…
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Investing Basics

How Much Your IRS Stimulus Check of $1,400 Would Be Worth in 20 Years If Invested in an Index Fund

With the Internal Revenue Service (IRS) issuing $2.4 billion in stimulus payments to about 1 million eligible taxpayers who didn't claim their 2021 Recovery Rebate…
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Debt Management

Average Credit Scores by Generation

Older consumers tend to have higher scores, but every generation's score is on the rise One thing that improves with age is creditworthiness. A study of average…
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Retirement Planning

5 Creative Ways Retirees Are Making Money From Their Hobbies

Retirees are finding savvy ways to make money from the hobbies they love. "Turning that hobby or creative venture into something exciting and meaningful financially has…
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Personal Budget Management

What Is a Flex Loan? Benefits and Drawbacks

Flex loans can offer quick access to cash, but there are potential risks What Is a Flex Loan? Flex loans are a line of credit that borrowers can use to get access…
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Saving Money

Why Buying In Bulk from Stores Like Costco Can Come with Hidden Costs

Thinking about stocking up to save big? Buying in bulk from stores like Costco or Sam's Club seems like a no-brainer for cutting costs, but here’s the surprising truth: it…
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Saving Money

Achieve Financial Goals by Year-End with These ChatGPT Tips

Consulting a financial advisor or accountant is generally the best way to get financial advice. But they cost money at a time when you might be trying to spend less, and…
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Saving Money

How to Lower Your Monthly Bills: A Step-by-Step Guide to Financial Success

Inflation impacts everything from the cost of groceries to housing to gas and much more. To save money, you’ll need to be smart about slashing monthly expenses everywhere…
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Saving Money

Economic Uncertainty Is Rising: Here’s How to Keep Your Finances Safe

Cautious investors can shield their finances in a turbulent economy by doing things like paying down debts, building up an emergency fund, and converting to cash…
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Retirement Planning

Retirement Planning

Retirees Are Flocking to This Massachusetts City for Its…

Retirement Planning

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Retirement Planning

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Saving Money

How To Set (and Reach) Your First Financial Goal as a Teen

How To Set (and Reach) Your First Financial Goal as a Teen

Are Your Savings on Track? Fed Data Highlights How Much…

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Personal Budget Management

Best Credit Builder Loans for 2025

Fed Rate Cuts May Be On The Horizon-But Don’t Expect…

How Your Credit Score Can Make or Break Debt Consolidation…

Stuck in Payday Loan Debt? Here’s How to Escape for Good

Debt Management

What Happens to Your Credit When You Get Married?

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Your Credit Is at Risk from Unpaid Medical…

How One ER Visit Can Wreck Your Credit—And What You Can Do…

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