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Saving Money

3 Ways to Make $1 Billion—One You Might Be Able to Do in Your Lifetime

Becoming a millionaire just doesn’t have the cultural cache it once did. To be sure, a million dollars remains a tidy sum and a worthy goal for your retirement or other…
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Retirement Planning

10 Western U.S. Cities Offering Unexpected Savings for Retirees

The Western U.S. is becoming an increasingly attractive destination for retirees due to its affordable cost of living, tax-friendly policies, and year-round mild weather.…
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Personal Budget Management

How to Write a Personal Loan Agreement

A step-by-step guide for lenders and borrowers A personal loan agreement is a legally binding contract between a lender and borrower that specifies the terms of a…
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Investing Basics

How to Start Investing in Your 20s: Building a Strong Financial Foundation

Thanks to the power of compounding gains, money invested in your 20s can achieve much more significant growth over the remainder of a lifetime than investments started…
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Saving Money

How to Fill Out a Money Order Step-by-Step

Money orders are a simple, secure way to send payments, especially if you don’t have a checking account. They are widely accepted, as they’re guaranteed by the issuer,…
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Debt Management

You’ve Got a Wallet Full of Credit Cards. Is This a Credit Score Disaster?

Having multiple cards can affect your credit score in several ways Credit cards are a great way to make purchases more convenient. Having one credit card is often…
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Retirement Planning

The Southeast’s Hidden Retirement Gems: Discover the 10 Most Livable Cities

It’s not just spring breakers flocking to Florida. The Southeast has been a popular retirement destination for many years due to its warm climate and low cost of living.…
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Personal Budget Management

Need a $200k Personal Loan? Here’s How to Borrow a Lot of Money

Securing a $200,000 personal loan is certainly possible, but it won’t be easy. The first challenge will be finding a lender willing to loan you such a large amount, as…
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Investing Basics

The Lesson From a Buffett Protégé: How a $70,000 IRA Grew to $269 Million

In a remarkable tale of investment success spanning three decades, Ted Weschler—now one of Warren Buffett's top lieutenants at Berkshire Hathaway—transformed a modest…
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Retirement Planning

Why Retiring in One of These 10 Midwest Cities Might Be Your Best Financial Decision Yet

The Midwest offers a pretty neat retirement package when it comes to stretching your dollars. In many Midwestern cities, you can snag a three-bedroom house for what…
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Saving Money

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Personal Budget Management

Best Credit Builder Loans for 2025

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Stuck in Payday Loan Debt? Here’s How to Escape for Good

Debt Management

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