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Investing Basics

Experts Reveal the Most Important Investing Skill. Can You Do It?

Key Takeaways Patient long-term investors have historically earned higher returns and experienced less risk than those who trade frequently or attempt to time the market.…
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Saving Money

How a Financial Therapist Suggests Talking About Money With Loved Ones This Holiday Season

Conversations about money with loved ones can be downright awkward, especially around the holiday season. While it might seem easier to avoid the topic, being honest and…
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Debt Management

How Rewards Cards Can Affect Your Credit

Part of the Series How Rewards Credit Cards Work Rewards Credit Card: What It Is, How It Works, Choosing One Understanding Rewards Are Rewards Credit Cards Worth It?…
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Saving Money

Planning To Give Your Friends Or Family Gifts This Family Season? The Gift Tax Exclusion Makes It…

Key Takeaways In 2025, individuals can give up to $19,000 per recipient tax-free under the annual gift tax exclusion. Certain gifts—like those to a spouse or direct…
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Debt Management

Is Your Credit Card Bill Higher Than the US Average? Find Out If You’re Spending More

Key Takeaways The average credit card balance per borrower in the U.S. was $6,618 at the start of 2025, up about 1.2% from 2024.Total U.S. credit card debt is approximately…
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Retirement Planning

Want Steady Income in Retirement? These Overlooked Tools Can Help and May Make All the Difference

Key Takeaways 93% of workers want 401(k) plans to offer lifetime income options, according to a study. Still, lifetime income can come from sources like Social Security,…
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Retirement Planning

The Caregiving–Retirement Crunch: Smart Moves That Protect Your Future

Key Takeaways Caregiving can quietly strain your finances, from higher daily costs to paused savings, making it easy to slip off your path to retirement.Create a simple…
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Personal Budget Management

Best Crypto Exchanges and Apps for December 2025

Best Crypto Exchanges and Apps for December 2025 View All Best Crypto Exchanges and Apps for December 2025 Top Picks Kraken Gemini Coinbase See More (2) Crypto.com…
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Saving Money

Cyber Monday: How It Became a Shopping Phenomenon—and What It Means for You

Key Takeaways Cyber Monday is the Monday after Thanksgiving and is one of the largest shopping days of the year in the United States.Cyber Monday was created in 2005 by…
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Saving Money

Cyber Monday: How It Became a Shopping Phenomenon—and What It Means for You

Key Takeaways Cyber Monday is the Monday after Thanksgiving and is one of the largest shopping days of the year in the United States.Cyber Monday was created in 2005 by…
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Personal Budget Management

Best Debt Relief Companies for December 2025

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Debt Management

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How Rewards Cards Can Affect Your Credit

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