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Debt Management

Average Credit Scores by Gender

Men and women are almost identical in many of their credit habits Part of the Series Gender and Income Inequality Gender and Income Gender and Income Inequality:…
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Debt Management

Bankruptcy Rates by Race

Part of the Series Race and Income Inequality Where the Gaps Are What Is the Racial Wealth Gap? Definition, Statistics, and Impact Student Loans and the Racial…
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Debt Management

How to Get and Use an Annual Credit Report (Now Weekly)

It's possible to regularly check on the state of your credit at no cost to you Having good credit increases the likelihood of qualifying to borrow money and…
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Debt Management

Do You Need Credit To Rent an Apartment?

While you do not necessarily need a high credit score (or a credit score at all) to rent an apartment, building your credit early in life can strengthen your rental…
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Personal Budget Management

What Is a Green Loan?

Borrowers can use green loans to fund environmentally beneficial projects What Is a Green Loan? A green loan is a loan from a government or financial institution…
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Personal Budget Management

401(k) Loans vs. Personal Loans: Which Is Right for You?

Each has pros and cons depending on your situation 401(k) Loans vs. Personal Loans: An Overview A 401(k) loan and a personal loan are two options if you need to…
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Personal Budget Management

Can You Get a Personal Loan With a 600 Credit Score?

You may qualify for a personal loan with a lower credit score, but expect to pay higher rates Getting a loan with a low credit score can be more difficult, but there…
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Personal Budget Management

Are Online Loans Legitimate?

Applying for online loans is generally safe, but it is important to work with a trustworthy lender Online loans can be a fast and convenient way to borrow money.…
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Personal Budget Management

Is it Still a Bad Idea to Loan Money to Friends and Family?

Yes, loaning money to friends and family is still a bad idea.  That being said, there may be some exceptions. Maybe this person helped you in the past, and you want to…
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Personal Budget Management

Taking Out a Personal Loan May Help You Improve Your Credit Score—But Should You?

If you're trying to boost your credit score, you may be willing to try anything, including taking out a personal loan. It can work, but how much success you'll have depends…
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Are You Making More—or Less—Than Other 18–34-Year-Olds?

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Are You Making More—or Less—Than Other 18–34-Year-Olds?

Considering a Sabbatical? Here’s…

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Is Your Retirement Fund Prepared for a…

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Retirement Planning

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Retirement Planning

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Divorce Can Put Your Retirement at Risk—Here’s How To…

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So Your Adult Child Just Moved Home: Will Your…

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Are You Making More—or Less—Than Other 18–34-Year-Olds?

Considering a Sabbatical? Here’s the Average Savings…

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Gen X Faces Crushing Costs of College, Parents, and…

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Personal Budget Management

Best Debt Relief Companies for December 2025

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Don’t Ignore That Weird Address On Your Credit…

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